International Personal Bank Singapore
Happy Citigold customers having a pizza party after benefitting from Citigold Referral Program Happy Citigold customers having a pizza party after benefitting from Citigold Referral Program

Client Referral Program

Invite them to experience more

Share your Citigold experience with those close to you. Here's a special set of rewards to help them get started.


Citigold Welcome Rewards
up to US$3,1001

Cash reward

1Terms & Conditions Apply

A token of our appreciation

Earn exclusive rewards for every successful referral

Fresh Funds Amount
(US$ or equivalent)
Option 1
Cash Rewards
or Option 2
Reward Points
US$250,000 - US$499,999
US$500,000 - US$1,099,999
US$1,100,000 & above


In celebration of IPB Singapore’s 40th Anniversary, be the first 40 referrers during the Promotion Period to receive
additional Amazon vouchers worth US$400* with every successful referral.

Citigold Bonus Referral Rewards2

  • US$400
    Cash reward

    Reward Points
    Cash reward

    Reward Points

Choose between exclusive experiences with our curated list of partners or a cash reward when your friends or loved ones start their Citigold relationship.


You should refer if you want your family and friends to benefit from the same Citigold experience you had. They will have exclusive access to Citigold's personalized wealth management services and financial expertise. Plus, we have an attractive set of rewards lined up for both of you.

You will receive the rewards once your family or friend opens the account and funds it in line with Citigold or Citigold Private Client thresholds. Your rewards will be credited to you by the end of the 6th calendar month post account establishment date provided the account is funded and qualified.

2Terms & Conditions Apply.

Your friend will receive the rewards indicated in the table below if he/she meets the full criteria of each reward set out in the 1Terms & Conditions which apply.

Tier Digital Welcome Token CPC Welcome Token Fresh Funds Rewards
US$100,000 – US$249,999 US$100 - -
US$250,000 – US$499,999 - US$600
US$500,000 – US$1,099,999 - US$1,350
and above
US$100 US$2,900
2Terms & Conditions Apply.

Yes, I am interested to refer.

Please enter your details below and we will contact you soon.

  • Due to regulatory restrictions and /or the bank’s internal policies, we may not be able to open accounts for some countries.
    The client referral program is not offered to individuals residing in the European Union (EU)EU Countries:Austria, Beigium, Bulgaria, Croata, Republic of Cyprus, CzechRepublic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden and the UK., European Economic Area (EEA)EEA Countries: Iceland, Liechtenstein, Norway., Switzerland, Jersey and Guernsey, Monaco, San Marino, Vatican, The Isle of Man or UK.
  • This client referral program may not be available to customers domiciled in all jurisdictions and this document does not constitute the distribution of any information or the making of any offer or solicitation by anyone in any jurisdiction in which such distribution or offer is not authorised or to any person to whom it is unlawful to distribute such a document or make such an offer or solicitation.
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