Health Insurance for Health Protection

Health Protection.

Medical Insurance in Singapore

Cigna Global Health Options

International Health Insurance for individuals and families

  • Get peace of mind dealing with one of the world's leading international healthcare insurers.
  • Unrivalled global network of over 1,000,000 quality hospitals, physicians, clinics and health specialists.
  • World-class 24/7 customer service and access to clinical staff.
  • Simple and easy to use - Cigna will pay your provider directly or settle your claim within 5 working days.
  • No hidden limits or misleading exclusions.

When you choose Cigna Global Health Options, you do not just buy an international health insurance plan – you join a family of 80 million Cigna customers all over the world including 1.2 million expatriates and globally mobile individuals.


Cigna has built its plans with you in mind. They are simple and designed to suit your needs. That way, you pick (and pay for) the plan that's right for you. It's easy.

Just start with our core plan

Choose from Silver, Gold or Platinum. International Medical Insurance is your essential cover for inpatient, daypatient and accommodation costs, as well as cover for cancer, psychiatric care and much more. The Gold and Platinum plans also give you cover for routine maternity care.

Below is a summary of the benefits. For a full list of benefits, click here.

Platinum International Medical Insurance

  • Overall annual benefit - US$3,000,000/€2,500,000/ £2,000,000
  • Inpatient, daypatient & accommodation costs - Paid in full
  • Total cover for cancer
  • Routine maternity cover - US$14,000/€11,000/£9,000
  • Travel safety app

Gold International Medical Insurance

  • Overall annual benefit - US$2,000,000/€1,600,000/ £1,300,000
  • Inpatient, daypatient & accommodation costs - Paid in full
  • Total cover for cancer
  • Routine maternity cover - US$7,000/€5,500/£4,500
  • Travel safety app

Silver International Medical Insurance

  • Overall annual benefit - US$1,000,000/€800,000/£650,000
  • Inpatient, daypatient & accommodation costs - Paid in full for semi-private room
  • Total cover for cancer

Wide range of benefits for you to customise your plan

International Outpatient – more extensive outpatient care for treatments that do not require an overnight stay in hospital. This includes:

  • Consultations with medical practitioners and specialists
  • Pathology, radiology and diagnostic tests (excluding Advanced Medical Imaging)
  • Physiotherapy
  • Osteopathy and chiropractic treatment
  • Acupuncture, Homeopathy and Chinese medicine
  • Restorative Speech therapy
  • Drugs and dressings
  • Rental of durable medical equipment
  • Adult vaccinations
  • Dental accidents
  • Well child tests
  • Child immunisations
  • Annual routine tests

International Medical Evacuation - when medically necessary treatment is not available to you locally. This includes:

  • Evacuation and repatriation paid in full
  • Repatriation of mortal remains
  • Travel cost for an accompanying person
  • Compassionate visits, including travel costs and living allowance

International Health and Wellbeing - for more preventative treatments that help you proactively manage your health. This includes:

  • Routine adult physical exams
  • Pap smear
  • Prostate cancer screening
  • Mammograms for breast cancer screening or diagnostic purposes
  • Bowel cancer screening
  • Bone densitometry
  • Dietetic consultations
  • Life management (customer assistance programme)
  • Online health education, health assessments and web-based coaching programmes

International Vision and Dental - to cover every day dental and eye care treatment. This includes:


  • Preventive, routine and major restorative cover
  • Orthodontic treatments


  • One eye examination per period of cover by an optometrist or ophthalmologist
  • Expenses for spectacle lenses, contact lenses, spectacle frames, prescription sunglasses
Simply contact your Relationship Manager

Cigna prides itself in not only offering you a flexible health insurance plan that is tailored to meet your individual needs, but in offering you exceptional customer service, too. So here is Cigna Global Health Options customer care promise to you:

  • You can speak to Cigna's Customer Care Team for free any hour of the day or night
  • You can talk to the right person at the right time - Cigna's Customer Care Team will direct your call to one of its healthcare experts whenever you need to speak with a medical professional
  • You will have instant and easy access to healthcare facilities and professionals around the world through Cigna's network
  • Cigna will pay your provider directly or settle your claim within 5 working days.
  • You can receive payment in over 135 currencies
  • You can access over 1 million hospitals, clinics and physicians worldwide

You also enjoy excellent customer service, including access to a secure online customer area which includes:

  • Your personal policy documents
  • How to access Cigna's global healthcare network
  • Country guides containing medical, travel, safety and cultural information
  • Forms and documents to download
Simply contact your Relationship Manager
More Information
Click here for full list of benefits.

Alternatively click on the links below for more information or personal assistance.

  • Member Rewards
  • Enjoy Paperless Freedom with Citibank Electronic Statements and Advices

Legal disclaimer

This product is being provided to you by Cigna Global Health Options.

Products and services may not be available in certain jurisdictions. Customers should be aware of the applicable laws, regulations and legal process ("Applicable Laws") in their country of residence, citizenship or any other relevant country with regard to their transactions with Citibank in Singapore or in any other jurisdiction. Citibank shall not be liable for any loss or liability imposed on the customer as a result of the customer's non-compliance with Applicable Laws.


This insurance plan is underwritten by the Insurance Company. This insurance product distributed is an obligation only of the insurance company. It is not a bank deposit or an obligation of or guaranteed by Citibank Singapore Ltd, Citibank N.A., Citigroup Inc. or any of its affiliates or subsidiaries. This is not a contract of insurance. Accordingly, the information should be read and construed in the light of, and subject to, all the terms and conditions contained in the Policy. Full details are stated in the Policy, including whether such Policy is eligible for coverage under the Policy Owners' Protection Schemes Act 2011 of Singapore.

This is only general product information provided by us. You should seek advice from a qualified advisor if in doubt. The specific details applicable to this insurance are set out in the policy contract. Buying a life insurance policy is a long-term commitment. An early termination of the policy usually involves high costs and surrender value payable may be less than the total premiums paid. All insurance applications are subject to the insurance company's underwriting and acceptance.

The currency of the insurance premiums, benefits and claims settlement may be in different currencies from each other. Equivalent amounts in other currencies will depend on the prevailing exchange rates, which may be highly volatile.

Citibank full disclaimers, terms and conditions apply to individual products and banking services.