Business Insurance



Ensure your ultimate legacy remains your crowning achievement. Even after your lifetime.

Having worked hard to become the success you are today, it is important to protect the source of your revenue with careful planning.

Business Succession Planning is lengthy and complex, but it has its rewards - stability and security for your family, the continuation of an enterprise, the advancement of your goals and your own peace of mind. Citibank offers international business owners debt protection and key man insurance for your business out of Singapore.


Business Succession & Key Man Insurance

  • Enhance the financial security of your business and protect your family from these liabilities
  • Support your family during a succession period and prevent a depletion of the business assets
  • Protect the people important in your business, including yourself

Debt Protection

In the course of starting or expanding your business, it may be necessary to take up financial liabilities. With insurance, you may enhance the financial security of your business and protect your family income from some of these liabilities.

  • Insurance creates liquidity needed to pay off financial obligations.
  • It also helps to support the family during a succession period and possibly prevent the depletion of the business assets they would inherit.

Key Man Protection

People are the most important assets in business. The success of your business has probably depended on your involvement, that of your partners and key employees. The absence of yourself and these key people could create an impact on your business.

  • Policy proceeds payable to the business may be used to fund recruitment and training for the replacement of the employee, repay business loans, or fund benefits to the key person's family.
How to Apply

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  • Simply complete the form and we will be in touch with you shortly
  • If you have further enquiry, click here to drop us a note.
  • Simply contact your Relationship Manager or our 24-hour CitiPhone Banking at +65 6224 5757+65 6224 5757.
  • If you have further enquiry, click here to drop us a note.
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This insurance plan is underwritten by the Insurance Company. This insurance product distributed is an obligation only of the insurance company. It is not a bank deposit or an obligation of or guaranteed by Citibank Singapore Ltd, Citibank N.A., Citigroup Inc. or any of its affiliates or subsidiaries. This is not a contract of insurance. Accordingly, the information should be read and construed in the light of, and subject to, all the terms and conditions contained in the Policy. Full details are stated in the Policy, including whether such Policy is eligible for coverage under the Policy Owners' Protection Schemes Act 2011 of Singapore.

This is only general product information provided by us. You should seek advice from a qualified advisor if in doubt. The specific details applicable to this insurance are set out in the policy contract. Buying a life insurance policy is a long-term commitment. An early termination of the policy usually involves high costs and surrender value payable may be less than the total premiums paid. All insurance applications are subject to the insurance company's underwriting and acceptance.

The Singapore-dollar return on this policy will depend on prevailing exchange rates which may be highly volatile.

For US-dollar denominated insurance plans, premiums and benefits payable will be made in US dollars. Equivalent returns on the policy in other currencies will depend on prevailing exchange rates which may be highly volatile.

Citibank full disclaimers, terms and conditions apply to individual products and banking services.