WEALTH MANAGEMENT

When is a good time to invest?

With a well-diversified portfolio - anytime

When is a good time to invest? With a well-diversified portfolio - anytime

As markets evolve and needs become increasingly sophisticated, the rigors and discipline of the wealth planning process has to keep pace. At Citigold Private Client, you have access to an extensive range of investments1, securities and banking services that are designed to meet your various wealth management needs.

Wealth Accumulation Needs Wealth Preservation & Legacy Planning Wealth Financing Needs
With our comprehensive range of products, we strive to create options that are customized for you. You have worked hard to build wealth for your family and loved one. It is also important to protect your wealth and prepare financially for their future. Taken judiciously, leverage can be a powerful way to optimize your financial plan.

Shorter-term or trading options:

  • Foreign exchange trading
  • FX options, FX accumulators
  • Premium account
  • Gold account
  • Fixed income securities
  • Equity securities
  • Equity-Linked Account

Longer-term investment options:

  • Structured products
  • Mutual funds
  • Alternative investments e.g. hedge funds, private equity
  • Separately managed accounts
  • Equities
  • Options
  • Universal life plans
  • Retirement solutions
  • Endowment, life and general insurance policies
  • Collateralized trading accounts
  • Portfolio2 finance & premium financing
  • Other personal lines of credit (secured & unsecured)
Wealth Advisory

You understand the value of expertise. So do we. Your senior Relationship Manager is supported by an experienced team of specialists in multiple disciplines, such as fixed income, treasury, wealth protection and legacy planning.

In addition, you can now also enjoy dedicated Equity Advisory Services, where an experienced Equity Specialist will offer you advice based on Citi Research and provide insights into Citigroup Private Bank's equity trade ideas.

This wealth management team can help to provide you with a holistic view of your wealth, and work together with you to help you achieve your life's goals.

At a glance:

  • Products and services that are tailored to your Wealth Management needs
  • Advice from a senior Relationship Manager and wealth management team
  • Dedicated Equity Advisory Services and advice based on award-winning3 Citi Research to help you grow your investment portfolio
  • Ideas, insights and access to Citi's in-house research and commentary on global and local markets
  • Assistance in constructing your own financial portfolio and access to portfolio reviews to optimize your investment holdings based on your objectives

Please speak with your senior Relationship Manager, call our Citigold Private Client Service Line at +65 6732 2288 or visit us at www.citigoldprivateclient.com/ipb for more information.

  • Introducing Citigold Private Client

Remarks:

1

Investment products are not bank deposits, nor obligations of, nor guaranteed by Citibank Singapore Ltd, Citibank, N.A., Citigroup Inc. or any of its affiliates or subsidiaries, and are subject to investment risks, including the possible loss of the principal amount invested. Investment products are not insured products under the provisions of the Deposit Insurance and Policy Owners' Protection Schemes Act 2011 of Singapore and are not eligible for deposit insurance coverage under the Deposit Insurance Scheme.

Past performance is not indicative of future results and prices and values can go up or down. Investors investing in funds denominated in non-local currency should be aware of the risk of exchange rate fluctuations that may cause a loss of principal when foreign currency is converted back to the investors' home currency. Investors should therefore determine whether any foreign currency investment is suitable for them in the light of their personal investment objectives, financial means and risk profile. All subscriptions for Investment Products must be made on application forms accompanying the prospectus. Prospectuses are available from Citibank Singapore Ltd and the Fund Managers' offices.

Investors should read the prospectus before deciding whether to subscribe for or purchase units in the Investment Products. This document does not constitute the distribution of any information or the making of any offer or solicitation by anyone in any jurisdiction in which such distribution or offer is not authorized or to any person to whom it is unlawful to distribute such a document or make such an offer or solicitation. Investment products are not available to U.S. persons and may not be available in all jurisdictions.

Citibank full disclaimers, Terms and Conditions apply to individual products and banking services.

2
The term "Portfolio(s)" referred to in this document are merely references to illustrations of asset allocations in general and are not personalized to your specific investment needs. Your individual investment holding(s) will not be actively monitored by Citibank Singapore Limited and Citibank Singapore Limited does not undertake to, and is not obliged to, undertake a review, manage or monitor your investment holding(s) or to track your investment holding(s).
3
Institutional Investor - 2010 The All-Asia Research Team Ranking.