EVERYDAY BANKING

Everyday Banking

Everyday Banking

As a Citigold Private Client, you have access to our full range of banking products:

Cash and Deposits

You may select from a wide selection of cash and foreign exchange services, including checking accounts, time deposits and savings accounts in local and foreign currencies.

Your Citigold Private Client ATM card allows you to make convenient cash withdrawals, daily purchases and bill payments.

Secured & Unsecured Loans

Citibank offers you the ability to take loans to finance a variety of investment ideas without liquidating your current investments. Taken judiciously, leverage can be a powerful way to optimize your financial plan. Besides everyday loans - such as home mortgages, personal loans and lines of credit - your senior Relationship Manager can arrange financing for a variety of investments1, such as foreign exchange trade and investment grade bonds, among others. You also have the ability to take loans to finance a variety of investment ideas without liquidating your current investments.

At a glance:

  • Access to routine loans and lines of credit at competitive rates
  • Enhanced financing terms and competitive rates for financing a variety of investment ideas across foreign exchange trades, bonds and equities

Credit Cards

As a Citigold Private Client, you may also enjoy annual fee waiver2 on your choice of one Citibank Core Platinum Visa/ MasterCard and one Citibank co-branded credit card2.

Exclusive Facilities

In addition to any of the Citigold Centres in Singapore, as a Citigold Private Client, you also have exclusive access to:

  • Dedicated Citigold Private Client Center at Capital Square
  • An exclusive 24-Hour Citigold Private Client Service Line +65 6732 2288+65 6732 2288

Summary of Benefits

  • Preferential foreign exchange rates
  • Preferential remittance charges
  • Waiver of Cashier's Order charges3
  • Fee-free transfers to Citibank account overseas with Citibank Global Transfers4
  • Introducing Citigold Private Client

Remarks:

1

Investment products are not bank deposits, nor obligations of, nor guaranteed by Citibank Singapore Ltd, Citibank, N.A., Citigroup Inc. or any of its affiliates or subsidiaries, and are subject to investment risks, including the possible loss of the principal amount invested. Investment products are not insured products under the provisions of the Deposit Insurance and Policy Owners' Protection Schemes Act 2011 of Singapore and are not eligible for deposit insurance coverage under the Deposit Insurance Scheme.

Past performance is not indicative of future results and prices and values can go up or down. Investors investing in funds denominated in non-local currency should be aware of the risk of exchange rate fluctuations that may cause a loss of principal when foreign currency is converted back to the investors' home currency. Investors should therefore determine whether any foreign currency investment is suitable for them in the light of their personal investment objectives, financial means and risk profile. All subscriptions for Investment Products must be made on application forms accompanying the prospectus. Prospectuses are available from Citibank Singapore Ltd and the Fund Managers' offices.

Investors should read the prospectus before deciding whether to subscribe for or purchase units in the Investment Products. This document does not constitute the distribution of any information or the making of any offer or solicitation by anyone in any jurisdiction in which such distribution or offer is not authorized or to any person to whom it is unlawful to distribute such a document or make such an offer or solicitation. Investment products are not available to U.S. persons and may not be available in all jurisdictions.

Citibank full disclaimers, Terms and Conditions apply to individual products and banking services.

2
Fee waiver is valid only for clients who maintain the minimum balances in a Citigold Private Client account. Clients continue to be subjected to the relevant cardmembers' agreement. Products and services may not be available in all jurisdictions.
3
The waiver of Cashier's Order charges is limited to 2 per Citigold Private Client account per day.
4
Citibank Global Transfer is available between participating Citibank branches and is subject to a maximum of S$65,000 per day. The limit of the transfer amount is subject to the Rules and Regulations of the country of the payee account. For an updated and full listing of the participating branches and Terms and Conditions, please refer to our website at www.ipb.citibank.com.sg.