Manage your everyday banking needs with a Checking Account. With this account, enjoy 24/7 banking facility with CitiPhone Banking and Online Banking services. Additionally, opt for a free personalized checkbook (for SGD and USD only) for convenient transactions. What’s more, use the Citibank ATM card to instantly access cash from Citibank ATMs and shared network ATMs worldwide.
Benefits of Checking Account
A Checking Account is a current account which allows you to manage your daily banking transactions. You can select to open Checking Account in various currencies like SGD, USD, AUD, EUR, GBP, HKD and JPY.
Personalized Checkbook Option
Get a free personalized checkbook with a Checking Account for SGD and USD only.
24-Hour Easy access to your Checking Account
You are never too far away from efficient, quick and 24-hour Citibank services. With a Checking Account, access CitiPhone Banking and Online Banking services, and manage your account on-the-go. Whether it is for a regular enquiry about the account or any banking-related query, the CitiPhone Banking service can be accessed round the clock. The Citi Mobile® App or Citibank Online services help you manage your account, make transactions, and do more wherever you are.
Issuance of Citibank ATM/ Debit Card
Instantly access cash from Citibank ATMs worldwide using your Citibank ATM/Debit Card. From bill payments to cash withdrawals and more, a Citibank ATM/Debit Card can help you enjoy a hassle-free banking experience.
Features of Checking Account
Non-Interest Bearing
For your convenience, you can:
- Deposit cash in SGD, USD, AUD, HKD and JPY at our branches
- Remit funds via telegraphic transfer or Citibank Global Transfer (CGT)
- 24-Hour Online Banking
How to Open a Checking Account?
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- Simply begin your application and we will be in touch with you shortly.
- Simply contact your Relationship Manager or our 24-hour CitiPhone Banking at +65 6224 5757+65 6224 5757.
Frequently Asked Questions
What is a Current Account?
A checking account, also known as a current account, is a type of bank account that is typically used for frequent transactions. Checking accounts are easy to access and can be used to make regular bill payments, pay for online purchases, and carry out day-to-day banking transactions.
Who can apply for Checking Account?
Checking Accounts are ideal for those who conduct everyday transactions. Before opening a checking account, you may want to check the eligibility criteria and the required documents.
What is the cash withdrawal limit for Checking Account at ATMs?
For a Checking Account, the daily cash withdrawal limit at ATMs is as below:
What is the minimum initial deposit to open a Checking Account?
Checking Accounts are available in multiple currencies like USD, SGD, AED, AUD, CAD, CHF, DKK, EUR, GBP, HKD, JPY, NOK, NZD, SEK and ZAR. The minimum initial deposit for a Checking Account for different currencies is mentioned in the table below:
| Type of Checking Account | Minimum Initial Deposit (Personal) |
Minimum Initial Deposit (Business) |
|---|---|---|
| US Dollar Checking Account | US$5,000 | US$30,000 |
| Singapore Dollar Checking Account | S$5,000 | S$30,000 |
| Other Foreign Currency Checking Accounts: AUD, EUR, GBP, HKD, JPY |
US$5,000 (or equivalent) |
US$30,000 (or equivalent) |
A monthly service fee of US$50 will be levied should the total relationship balance fall below the monthly average minimum balance of US$200,000 (or equivalent).
Foreign Currency Time Deposits
Foreign currency investments are subject to rate fluctuations, which may provide both opportunities and risks. You may experience a loss when you convert foreign currency back to your home currency. Exchange controls may be applicable from time to time to certain foreign currencies. You should therefore determine whether any foreign currency investment is suitable for you in the light of your investment objectives, your financial means and your risk profile. Foreign currency investments are not insured by the Federal Deposit Insurance Corporation.
Deposit Insurance Scheme - Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.
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