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Your Retirement

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You have worked hard and now it is time to reap the rewards. But do you have enough to last through your retirement? Achieve financial freedom with our solutions and
enjoy a worry-free retirement.

Address your retirement concerns with Citi Retirement Planning

When it comes to retirement, the top concerns for most are: Do you have enough money to last through your retirement after factoring in inflation? With the constantly rising health/medical costs, will you still be able to afford the health care services when you retire? Do you still have debts to pay off during your retirement age? Achieving financial freedom is the key to the worry-free retirement - make your golden years the best years of your life!

Sufficient income for longer life expectancy

Sufficient income for longer life expectancy

With life expectancy projected to increase, do you have enough wealth to assure yourself of a comfortable life year after year?
Average life expectancy of Asia has risen up to 73.2 years in 2019.

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Source: The Straits Times, June 20, 2019, Singapore
Higher medical expenses

Higher medical expenses

From emergency hospitalisation to caregiving duties, medical expenses require a constant flow of cash for adequate care.
Average global medical trend rate in 2018 was three times the general rate, similarly expected for 2019, and even higher rates for 2020.

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Source: Mercer Marsh Benefits' 2019 Medical Trends Around the World
Rising inflation

Rising inflation

Are you financially prepared to spend more than your current expenditure for the lifestyle you’re familiar with?
Inflation rate has increase by 3.20% for Indonesia and 5.21% for the Philippines in 2018.

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Source: Satista

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2X Expertise, 2X Confidence


We have combined our expertise to offer you the right insurance through a single conversation.
Bringing the best knowledge from the banking and insurance world, we help you to protect what's
truly important.

  • Risks

    Buying a life insurance policy is a long-term commitment. An early termination of the policy usually involves high costs and surrender value payable (if any) may be zero or less than the total premiums paid.

    Insurance plans are underwritten by the relevant insurance company. Insurance products distributed are an obligation only of the insurance company. They are not a bank deposit or an obligation of or guaranteed by Citibank Singapore Limited or its related entities.

    The Singapore-dollar return on this policy will depend on prevailing exchange rates which may be highly volatile. For US-dollar denominated insurance plans, premiums and benefits payable will be made in US dollars. Equivalent returns on the policy in other currencies will depend on prevailing exchange rates which may be highly volatile.

    The above is only a summary of some of the key risks in investing in the product. Detailed risk disclosures are set out in the documentation relating to the specific product. Prior to entering into a transaction, you should ensure that you have read and understood the nature of all of the risks associated with the investment in order to determine whether the investment is suitable for you in light of your experience, objectives, financial position and other relevant circumstances. You should consult with your legal, regulatory, tax, financial and/or accounting advisors to the extent you consider it necessary in making your own investment decision.


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