GLOBAL ONLINE ACCOUNT

Global Online Account
for global citizens.

Global Online Account for global citizens.

From wherever you are, you can now enjoy the benefits of a Global Online Account in Singapore. Citibank inAccount gives you access to a full suite of banking products and services, trading and investment opportunities all in one account.

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Benefits

Bank, trade and invest with ease with Citibank inAccount.

Globality

Your Global Online Account
Your Global Online Account resides in Singapore, a country with superior infrastructure and global outlook
Trade in the U.S., Hong Kong and Singapore securities markets
Access a wide range of products that may not be available in your market

Convenience

Instant access to your funds online and from over 1.4 million Citibank and shared ATM network worldwide
Manage your savings, trades and investments with a single login
24-hour access to your account from wherever you are
Features

Citibank inAccount lets you manage your savings, trades and investments all within a single log-in via Citibank Online. Your choice of having the following products bundle for your inAccount:

Savings

Citibank Savings Account

Earn daily interest on your US$ and S$ deposits at competitive interest rates. Enjoy the conveniences of

  • Online and mobile access to your account
  • Cheque book
  • ATM access around the world

Foreign Currency Savings Account

Maintain interest-savings accounts in up to 10 currencies.

  • Online and mobile access to your account
  • ATM access around the world

Time Deposit

  • Earn attractive interest rates
  • Select from a wide range of currencies
  • Minimum placement of US$5,000

Trading

Citibank Brokerage

  • Access to trading opportunities in the U.S., Hong Kong and Singapore markets
  • Trade easily through our user-friendly online platform or our Phone Traders
  • Receive real-time news and quotes updates

Cash Trading Account

  • Save in USD and SGD in the Cash Trading Account
  • Earn interests* on your deposits daily

Investments

Premium Account

  • Invest in dual currencies and earn potentially higher interests
  • Minimum placement of US$5,000

Free Citibank Global Transfers

  • Make instant online fund transfers between your Citibank accounts globally for FREE! Usual fee is S$10 per transfer.
  • This special inAccount promotion is valid till December 31 2014.

*For USD Cash Trading Account the minimum to earn interest is US$5,000. For SGD Cash Trading Account, the minimum balance to earn interest is S$1.

Useful Information

To further enhance your banking experience with us, we have included some useful information to help you get started with inAccount.

How To Fund Your Account

1. Demand Drafts

Step 1

Determine the currency of your remittance.

Step 2

Go to any Citibank branch worldwide or an international bank to buy the draft in your name. Please ensure that the draft is drawn on a bank in the country of the currency of the draft. Example: A US$ draft should be drawn on a bank in the United States.

Step 3

Specify your instructions on how you would like the funds to be placed.

Instructions to Bank (Sample):

Send your draft and deposit instructions to:

Citibank Singapore Ltd

Robinson Road
P.O. Box 0361
Singapore 900711

It takes 1 day to clear S$ drafts, minimum 3 days for US$ drafts drawn in Singapore, 7 days for US$ drafts drawn in USA and at least 21 days for other currency drafts. Withdrawals are allowed only after 1 month (1 day for S$ drafts).

2. Personal Checks

Cross your checks and make them payable to yourself. Clearing time may take longer than drafts. Procedure is similar to draft.

3. Telegraphic Transfer

Step 1

Determine:

Currency and amount to be remitted

Provide the following information:

  • Beneficiary bank's name: Citibank Singapore Ltd
    Attn: IPB
    SWIFT Code: CITISGSGGCB
  • Beneficiary name (your name)
  • Beneficiary's account number (your 10-digit Citibank account number)
  • Citi's correspondent bank information. This depends on the currency of the transfer. Please refer to the following correspondent bank information.

Step 2

Provide the remitting bank with the following information:

Australian Dollar New Zealand Dollar

CR Citibank Sydney for a/c of Citibank Singapore

No. 0912039013

ATTN: IPB

CR Citibank Auckland for a/c of Citibank Singapore

No. 401109005

ATTN: IPB

Canadian Dollar Sterling Pound

CR Citibank N.A., Canadian Branch for a/c of Citibank Singapore

No. 2184097039

ATTN: IPB

CR Citibank London for a/c of Citibank Singapore

No. 5506026

IBAN GB38CITI 18500805506026

ATTN: IPB

EURO Swiss Franc

CR Citibank London for a/c of Citibank Singapore

No. 5516498

IBAN GB49CITI 18500805516498

ATTN: IPB

CR Citibank London for a/c of Citibank Singapore

No. 10569984

IBAN CH8989095000010569984

ATTN: IPB

Hong Kong Dollar USDollar

CR Citibank Hong Kong for a/c of Citibank Singapore

No. 5889978009

ATTN: IPB

CR Citibank New York for a/c of Citibank Singapore

No. 36072698

ATTN: IPB

Japanese Yen

CR Citibank Tokyo for a/c of Citibank Singapore

No. 0221788419

ATTN: IPB

4. Citibank Global Transfer (CGT)

Transfer funds online from your overseas* Citibank account to your account in Citibank Singapore on a real time basis. Click here to find out how to do CGT online.

* Applicable to participating CGT destinations only.

How to Bank With Citibank Online

With a few simple steps online, you can now manage your account independently anytime, anywhere. Click here to learn more about how you can check your account balances, transfer funds, pay bills and manage your own investments via Citibank Online.

Pricing Guide

Please click here for the detailed charges for major products and services available in Citibank.

Privacy

Over the years, Citigroup has built and maintained a solid record of achievement in the area of customer privacy. Our customers trust us implicitly to safeguard their personal and financial data as closely as we do with their money.

As a Citigroup customer, you have the choice to be taken off our mailing lists for marketing and promotional offers. Should you choose not to receive these materials, you can call our 24-Hour CitiPhone Banking at +65 6224 5757+65 6224 5757 or login to Citibank Online to fill in the privacy form in General Account Services tab.

Terms & Conditions

Please click here to download the inAccount Terms & Conditions.

FAQs

Click on    to expand and on    to minimise the details.

General

inAccount is a global online account that has both savings and trading features. It gives attractive interests on your deposits and provides the platform for trading securities in U.S., Hong Kong and Singapore markets.

  • USD and/or SGD Cash Trading Account*(s) - Savings and settlement account
  • Securities Account - Stockholding account

* Currency is dependent on the market that you have selected during application.

Yes, there is. You will need to maintain a minimum average balance of US$5,000 or equivalent in your inAccount. There will be a monthly account service fee of US$30 if your average balance falls below the minimum requirement.

Eligibility & Application

  • 21 years old and above
  • Non-U.S. persons
  • Not available to Corporate, Power-of-Attorney and In-Trust-For accounts

You can click on the "Apply Online" button below to complete the form and we will be in touch with you shortly. Alternatively, you can contact us at +65 6426 3368+65 6426 3368 to obtain a copy of the inAccount application form.

Account Services

You can fund your inAccount via the following channels:

  • Demand drafts
  • Personal Checks
  • Telegraphic Transfers
  • Citibank Global Transfer (CGT)

Please click here for more information on funding instructions.

You are automatically enrolled onto electronic statements with inAccount. An email notification will be sent to you when your statement is ready. To view your monthly electronic statements, simply sign on to Citibank Online with your User ID and Password.

With electronic statements, you will be also able to access up to 3 years of your monthly statements online.

Yes, you can transfer funds easily online. Please refer to the table below for the recommended channels.

I will like to Channels
Transfer funds instantly and cost effectively between my inAccount and other Citibank account(s) abroad* Citibank Global Transfer* (CGT)
Transfer funds from my inAccount to another bank account abroad. Telegraphic Transfer

* Applies to CGT participating destinations. Free CGT for inAccount promotion valid till December 31 2014.

With inAccount, you are able to trade securities in the U.S., Hong Kong and Singapore markets via Citibank Brokerage. Please click here for more information on Citibank Brokerage.

Please click here for the full list of brokerage charges.

For confidential or account related enquiries:

To safeguard your account information, please sign on to Citibank Online and send us a message via secure mail. Our electronic Relationship Manager will attend to your enquiry via electronic mailers.

  • Visit www.ipb.citibank.com.sg and sign on to Citibank Online with your User ID and Password.
  • Go to "Inbox" located at the top right corner of the internet banking homepage.
  • Compose and send us a message via the secure mail.

For general enquiries or feedback:

You can file an enquiry via the online contact us form or call our 24-Hour CitiPhone hotline at +65 6224 5757+65 6224 5757.

  • Your first trade is free with Citibank Brokerage.
  • Share and be rewarded

Disclaimers

Foreign Currency Time Deposits

Foreign currency investments are subject to rate fluctuations, which may provide both opportunities and risks. You may experience a loss when you convert foreign currency back to your home currency. Exchange controls may be applicable from time to time to certain foreign currencies. You should therefore determine whether any foreign currency investment is suitable for you in the light of your investment objectives, your financial means and your risk profile. Foreign currency investments are not insured products under the provisions of the Deposit Insurance and Policy Owners' Protection Schemes Act 2011 of Singapore and are not eligible for deposit insurance coverage under the Deposit Insurance Scheme.

Citibank full disclaimers, terms and conditions apply to individual products and banking services.

Deposit Insurance Scheme - Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$50,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

Securities Disclaimer

These securities are not bank deposits, are not obligations of or guaranteed by Citibank Singapore Ltd, Citibank, N.A., Citigroup, Inc or any of its affiliates or subsidiaries and are subject to investment risks, including the possible loss of the principal amount invested. Past performance is not indicative of future results, prices can go up or down. Investors investing in securities denominated in non-local currency should be aware of the risk of exchange rate fluctuations that may cause a loss of principal. These securities are not insured products under the provisions of the Deposit Insurance and Policy Owners' Protection Schemes Act 2011 of Singapore and are not eligible for deposit insurance coverage under the Deposit Insurance Scheme. This document does not constitute the distribution of any information or the making of any offer or solicitation by anyone in any jurisdiction in which such distribution or offer is not authorized or to any person to whom it is unlawful to distribute such a document or make such an offer or solicitation. Citibank brokerage is not available to US persons and may not be available in all jurisdictions.

Premium Account

A Premium Account is unlike a traditional bank account as it is an investment and returns may vary.  Premium Accounts are subject to a number of risks.  A Premium Account is an investment in one or more financial instruments which may include currencies, forwards, equities, bonds, indices, interest rates, precious metals, commodities and/or any other financial or money market instrument.  It is subject to exchange rate fluctuations, which may provide both opportunities and risks.  A Premium Account will be paid in the financial instrument that is the weaker of the base financial instrument and the alternate financial instrument.  If the alternate financial instrument weakens against the base financial instrument, you will be paid in the alternate financial instrument.  This means you may effectively incur a loss on the principal amount of the Premium Account, because the amount paid at maturity, when converted back into the base financial instrument at the prevailing exchange rate, will be lower than the amount of the base financial instrument that you initially invested. The higher rate of interest you earn in the Premium Account as compared to a traditional time deposit may not compensate you for this exchange loss.  Exchange controls may apply from time to time to certain foreign currencies.  Our Treasury Services Managers and Relationship Managers will provide you with information on any exchange controls that are relevant to the currencies in which you invest. If your Premium Account consists of precious metals or commodities, you should note that physical delivery of the same and the wire transfers to or from your precious metals or commodities accounts are not permitted. You should note that a Premium Account is an investment product that should be held to maturity.  Early withdrawal of a part of a Premium Account prior to the maturity date is not permitted.  Early withdrawal of the whole of a Premium Account is permitted but strongly discouraged, because you will have to pay early termination charges and these charges will be deducted from the amount repaid under the Premium Account.  Some of the factors used in calculating such charges include the exchange rate for the financial instrument pair, the prevailing interest rate and the remaining term of the Premium Account.  As a result, the amount repaid to you may be less than the principal amount.  If you wish to terminate your Premium Account prior to maturity, please contact the Bank.  The Bank may, at any time at its discretion, terminate the Premium Account.  This may happen, for example, if restrictions on convertibility and transferability become applicable to any of the financial instruments in your financial instrument pair.  In such cases, payment to you will be made in the alternate financial instrument in your financial instrument pair or another financial instrument chosen by the Bank.  You may incur a loss on the principal amount in such cases.  Please refer to the Bank's website for any updates of foreign exchange control restrictions. You should obtain the advice of a licensed or an exempt financial advisor before making a commitment to enter into a Premium Account transaction.  In the event that you choose not to seek advice from a financial adviser, you should carefully consider whether a Premium Account is suitable for you in light of your investment objectives, your financial means and your risk profile.  For more information on a Premium Account, you should also carefully read the Premium Account Agreement.

In opening a Premium Account for you, Citibank Singapore Limited acts as principal to a Premium Account transaction. You are subject to the full credit risk of Citibank Singapore Limited. Any payment to be made on the Premium Account depends on the ability of Citibank Singapore Limited to satisfy its obligations as they come due.  The Premium Account is a general and unsecured obligation of Citibank Singapore Limited. Citibank full disclaimers, terms and conditions apply to individual products and banking services.

A Premium Account is not an insured product under the provisions of the Deposit Insurance and Policy Owners' Protection Schemes Act 2011 of Singapore and is not eligible for deposit insurance coverage under the Deposit Insurance Scheme.